UK Pension Tax Relief Calculator
Calculator v2.1

Pension tax relief calculator (UK)

Find out how much tax you'll get back on your pension contributions.
For England, Wales & Northern Ireland tax rates

Tax band: 20% Basic rate
💰 Goes into your pension
£15,000
vs
💸 What you actually pay
£12,000
✨ That's £3,000 in government contribution!
Here's how ⬇️
You pay from your take-home:
£12,000
Government adds automatically:
£3,000
Total in your pension pot:
£15,000

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*This calculator uses the "relief at source" method. You pay the net amount, government adds 25% to make the gross contribution. Higher rate taxpayers can claim additional relief via Self Assessment.